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LED發光摺疊化妝鏡

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LED發光摺疊化妝鏡

屏東汽車借錢

非買不可的理由

★創意的帶燈光化妝鏡子，採用先進技術，

★化妝鏡與LED的完美結合，方便您的生活！

LED發光摺疊化妝鏡

創意的帶燈光化妝鏡子，採用先進技術，化妝鏡與LED的完美結合，方便您的生活！

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商品規格:

商品名稱:LED發光摺疊化妝鏡

商品尺寸:約10.5CM*8CM

商品材質:ABS

商品顏色:粉色/藍色/黑色/白色

原產地

中國

商品訊息簡述: 化妝鏡與LED的完美結合，方便您的生活！

工商時報【蔡惠芳╱台北報導】

中國大陸自1月1日正式實施肥咖條款，市場傳出至少5,000億元的大陸台商資金，嚇回台灣來購置不動產；業界專家昨（18）日表示，這一波陸版「肥咖條款」，確實激勵游資回台買豪宅增3成，農曆春節很多新屋工地接待中心都「不打烊」，預期台商賞屋需求可望增至4∼5成，「愛國財」可期。

旺報昨舉辦台商論壇「陸版肥咖條款台商保財之道」，總編輯王綽中表示，繼美國「肥咖條款」（FATCA）「外國帳戶稅收遵從法」後，「陸版」肥咖條款「非居民金融帳戶涉稅資訊盡職調查管理辦法」正式上路，未來台商在大陸所有金融帳戶，加總餘額逾600萬人民幣、約新台幣2800萬元，就會被清查。

與會專家的兩岸三地財務管理顧問許雪婷表示，台商最擔心的大陸肥咖條款，目前不列入申報範圍包括房地產、古董、藝術品、黃金等，由於兩岸租稅協議尚未生效，台灣也沒有加入CRS，台灣人民在大陸金融機構帳戶資訊，暫不會被交換給台灣的稅務機關，因此投入台灣房地產是最保財的方式之一。

創意家行銷團隊董事長王明正表示，台商對於房地產還是情有獨鍾，對於金融商品，還是看不清楚。剛好政府一直打房，讓房價CP值特別高，加上台北環境好，很多歐美、大陸台商，首選就成為房地產。預期春節期間，應有不少人會回台置產，創意家行銷決定春節不打烊，預期會增加4∼5成台商客戶。

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2017-01-2003:00

WARM WELCOME? Vice President Chen Chien-jen said that protesters should avoid the cold by sending representatives to Sunday’s meeting to discuss issuesBy Stacy Hsu / Staff reporterVice President Chen Chien-jen （陳建仁） yesterday unveiled details of the government’s draft pension reform plan, urging opponents to send representatives to a national affairs conference scheduled for Sunday.Speaking at an afternoon news conference at the Presidential Office, Chen said the draft was drawn up after 20 committee meetings, four regional forums and efforts to solicit opinions from all sectors of society.Chen said the draft plan aims to ensure that the nation’s various pension funds can be sustained for at least another generation, delaying estimations for bankruptcy of the Labor Insurance Fund by nine years to 2036, the public-school teachers’ pension fund by 12 years to 2043 and the Public Service Pension Fund by 14 years to 2044.“Our goal is to make sure that pension funds remain accessible generation after generation and be able to support insured people into their old age,” Chen said.Laying out several key elements of the proposed reforms, Chen said the controversy-dogged 18 percent preferential savings rate for retired public-sector employees taking monthly retirement payments would be lowered to 0 percent in three stages over six years.The saving rate is to be reduced every two years, falling to 9 percent, 6 percent and then 3 percent. It is to be 0 percent from the seventh year on.For those who take their pension as a lump sum, there are two proposed systems: Either the 9-6-3-0 process to reduce the interest rate as with monthly payments, or a separate plan of 12 percent for the first two years, 10 percent in years three and four, 8 percent in years five and six and 6 percent from year seven on.However, public servants whose monthly pension is below a specified floor — to be either NT$25,000 or NT$32,160 （US$791 or US$1,017） — are to retain the 18 percent preferential rate.Chen said that the government intends to cut the income replacement rate for public servants to “75 percent of two times a civil servant’s basic salary” and lower the rate by 1 percentage point each year until it is 60 percent of two times the basic salary.Under current pension plans, government employees receive pensions of up to 95 percent of their pre-retirement income, which is straining national coffers.To make pension funds more sustainable, the average used to determine payments is to be based on a longer timeframe. The proposal is for the average insured salary of the final 15 years of employment to be used to determine pensions, with that number to be reached by adding 12 months to the timeframe each year until the 15-year target is met.Also, the retirement age is to be increased to 65, except for professions of a special nature or those that involve dangerous activities, while the ceiling for labor insurance premiums paid by public servants, public-school teachers and private-sector workers is to be raised stepwise to 18 percent.Other highlights of the proposal include a scheme to allow employees to keep their work years when they switch jobs, including moves between the private sector and the public sector.“The money that is to be saved by lowering the income replacement rate for public servants and the cancelation of the 18 percent preferential rate will be put into the [Public Service Pension] Fund,” Chen said, adding that starting next year the government is to inject NT$20 billion into the Labor Insurance Fund annually.Minister Without Portfolio Lin Wan-i （林萬億）, who is deputy convener and executive director of the committee, said that as the nation has 13 different pension funds, the government plans two stages to reform such a complicated system.“We welcome various opinions at Sunday’s conference. They will be factored into the next stage,” Lin said.Asked to comment on a large-scale demonstration in front of the Presidential Office Building planned for Sunday by civil servants, Chen said that given falling temperatures, it would be better for opponents of the plans to send representatives to the conference, where their voices would be better heard.Additional reporting by CNA新聞來源：TAIPEI TIMES

台中小額貸款

▲企業最愛大學，台大蟬聯冠軍，圖為台大校園門口。（圖／記者張一中攝）

記者許雅綿／台北報導

老闆最滿意哪間大學畢業生表現？最新調查顯示，在公立大學部分，由臺灣大學蟬聯奪冠；私立大學則由中原大學拔得頭籌，擊敗去年冠軍的輔仁大學。

根據1111人力銀行最新的「2017雇主最滿意大學」調查顯示，雇主最滿意的畢業生表現，公立大學由臺灣大學蟬聯奪冠，成功、交通大學分別位居二、三名；私立大學則由中原大學拔得頭籌，擊敗去年冠軍的輔仁，而淡江則和去年排名一致，穩座第二名，逢甲則進步兩個名次，今年拿下季軍。

在科技校院部分，公立的臺科、北科，實力伯仲之間，最後由臺科以些微差距領先，冠亞軍再度互換；高應大則挺進第三名，私立科大則以致理科大最亮眼，拿下龍頭寶座，朝陽科大位居亞軍，龍華科大表現不俗，擠入第三名。

1111人力銀行副總經理李大華表示，身為台灣高等教育龍頭，台灣大學不僅擁有11個學院，還有4座一級研究中心，兼具實務與學術實力，成為台灣最重要的人才孕育搖籃，而緊追在後的成大，學生「穩定性高」的特質，深獲企業主讚賞。

李大華觀察，私立大學今年由中原大學奪魁，可見中原大學近年來積極推動的產學鏈結學用合一、課程再造等計畫，培育兼具「品格、專業、創意、世界觀」的新世代人才目標，已逐漸在企業界中發酵並且受到重視。

李大華進一步分析，調查顯示公立科技院校表現方面，臺科大挾帶著泰晤士報公布的「全球大學畢業生就業能力」排行第73名的光環，由去年的亞軍，強勢回歸公立科技校院龍頭寶座。

在私立科技校院，致理科大再度奪冠，除紮實的商學教育有口皆碑，更有著高註冊率、高證照總張數、高雇主滿意度、高就業率、高品德態度的「五高學府」，備受企業界青睞。

李大華綜觀分析，1111人力銀行日前調查，有5成2的科技業者在2017年的人力需求高於去年，整體而言，今年各類排名，有相關科系的學校，排名多有進步，例如交大、清大，各晉升一個名次。

另外，私立一般大學、公立科技院校前三名，更被理工名校拿下，呼應今年企業對於科技人求才若渴的現況。

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